Local Support. Real Answers. Right Loans.

Searching for the ideal mortgage shouldn’t be difficult. At Robert A. Mortgages, we use clarity, personalization, and locality as a foundation. We are located near McHenry, Illinois and serve the greater area. Whether you live by the river or in a growing neighbourhood, we are close by and ready to help.
We are here to relieve your tension. We listen. We guide. Additionally, we look for home loan options that fit your needs rather than just your documentation.

Home Loans That Work for You

We know every buyer has a different story. We provide flexible mortgage alternatives for every stage of your journey.

Buying a Home in McHenry?

Whether you are new to the market or ready to upgrade, we offer loan types like Conventional, FHA, VA, USDA, and Jumbo. We will help you understand what each one means—and which is best for your budget.

Need to Refinance?

Maybe your current loan no longer fits. We can help you reduce your rate, lower your monthly payment, or tap into your home’s equity. No confusing terms. Just straight answers and smart options.

  • Fast Closing
  • Minimum down payment
  • Competitive rates
  • Multiple options for mortgage insurance

Thinking About a HELOC?

If you have built up value in your home, a Home Equity Line of Credit (HELOC) gives you easy access to funds. If you are looking for funds for renovations, medical bills, or another significant expense, it has way more flexibility than other traditional loans.

  • Flexible credit requirement
  • Competitive rates
  • Minimum down payment

Why Choose Us in McHenry?

  • We are local. We live and work here too.

  • We are quick. Fast approvals, real timelines.

  • We keep it simple. No industry jargon—just honest answers.

  • We stick with you. We are available whenever you need us, from the beginning to the end.

With Robert A. Mortgages, you get a team that cares and a plan that fits. Let’s make home happen—right here in McHenry.

FAQ

I have never applied for a mortgage before. How does it work?

No worries! Every stage, from pre-approval to closure, will be guided by our staff. We will explain everything in simple language and make sure you feel confident before you sign anything.

How can I tell if I should refinance?

If your current mortgage has a high rate, or if your needs have changed, refinancing might help you save money or get cash from your home. We will review your current loan and show you what options are available.

Can I qualify for a HELOC in McHenry?

Most homeowners with enough equity can qualify for a Home Equity Line of Credit (HELOC). It is a flexible way to borrow funds for things like remodelling or emergencies. We will assess your home’s worth and walk you through the process.

Do I have to come into your office to submit a mortgage application?

Not at all. Our entire procedure can be completed over the phone or online. If you’d rather meet in person, we are always happy to connect locally, too.